Citi IdentityMonitor Review

Iden­ti­ty­Mon­i­tor is a ser­vice pro­vided by Citibank. Citibank has been in busi­ness for the past 200 years thanks to its abil­ity to do busi­ness through what they call Respon­si­ble Finance. What this means to Citibank is that they have invested hun­dreds of mil­lions of dol­lars into small busi­nesses, infra­struc­ture, and other choice oppor­tu­ni­ties to help the aver­age con­sumer be able to work for them­selves, pro­tect them­selves, and achieve any­thing they wish to achieve. Iden­ti­ty­Mon­i­tor comes under the realm of pro­tec­tion for CitiBank cus­tomers, but is avail­able for any­one who is wish­ing to have credit and iden­tity theft protections.

Daily Mon­i­tor­ing for Daily Results

The key to being able to catch an iden­tity thief in the act is to mon­i­tor your infor­ma­tion on a daily basis. Iden­ti­ty­Mon­i­tor does this by mon­i­tor­ing your credit reports every day to deter­mine if any changes have been made to crit­i­cal com­po­nents, such as your address, your delin­quent accounts, or new lines of credit, whether secured or unsecured.

Iden­ti­ty­Mon­i­tor also helps you have a hand in keep­ing your iden­tity safe by pro­vid­ing you a com­plete credit report and credit score analy­sis upon sign­ing up for their iden­tity theft pro­tec­tion ser­vices. You then get access to this infor­ma­tion for free on a monthly basis. This allows you to man­u­ally review your credit infor­ma­tion to insure that all the infor­ma­tion shown is autho­rized by you.

Iden­ti­ty­Mon­i­tor Gives You Effec­tive Alerts

If Iden­ti­ty­Mon­i­tor detects infor­ma­tion that may cause an iden­tity theft to poten­tially occur or believes that a theft has already occurred, then you will be noti­fied via the Notify Express sys­tem that Citibank has set up. This alert sys­tem lets you know when there is any change to your infor­ma­tion that may be an indi­ca­tor of fraud. You can also be noti­fied in the way that works the best for you: through stan­dard U.S. mail, e-mail, text mes­sages, or by a phone call.

Get the Sup­port That You Need

With an Iden­ti­ty­Mon­i­tor sub­scrip­tion, you get around the clock access to your credit infor­ma­tion with a sim­ple log-in. Some folks have ques­tions about what it takes to ade­quately keep their iden­ti­ties and credit safe, If you believe that you have been the vic­tim of iden­tity theft, you also have imme­di­ate access to Citi’s Iden­tity Theft Solu­tions department.

Should you become the vic­tim of iden­tity theft, you have access to a $10,000 – $25,000 insur­ance pol­icy in most states to help you be able to work to recover your iden­tity. This can help you to be able to defend your­self effec­tively, cover the costs of restor­ing your iden­tity, and even cover lost wages that may occur while you are work­ing to restore your iden­tity. It may not be as much as the insur­ance poli­cies of other com­pa­nies, but unlike other iden­tity theft poli­cies, there is no limit to the amount of claims that you can have. Each claim you make gives you access to another policy!

Sign­ing Up for Iden­ti­ty­Mon­i­tor is Easy!

You can sign up today for Iden­ti­ty­Mon­i­tor with­out being a mem­ber of Citibank! All you have to do is fill out your per­sonal infor­ma­tion and once you’ve agreed to the terms and con­di­tions, you’ll have instant access to your Exper­ian credit infor­ma­tion. A sim­ple and free upgrade is all that is required to get all three of the major credit bureau’s infor­ma­tion about you around the clock.

Pric­ing & Value

Iden­ti­ty­Mon­i­tor offers only one plan of ser­vice that cov­ers daily mon­i­tor­ing of your credit infor­ma­tion and assis­tance in restor­ing your iden­tity. You can try Iden­ti­ty­Mon­i­tor for the first 30 days for just $1, and then after­wards is $12.95/month. It should be noted that Citibank, in their terms and con­di­tions, state that they can mod­ify or can­cel the Iden­ti­ty­Mon­i­tor pro­gram, includ­ing a change in the price of the pro­gram, with­out noti­fy­ing you about these changes.

Pro­tect Your Iden­tity & Your Credit Today

Thanks to the Fed­eral bailout, Citibank is more sta­ble than ever when it comes to being able to pro­vide an essen­tial ser­vice to its cus­tomers. Becom­ing a cus­tomer of Citibank to make sure your credit and iden­tity are effec­tively cov­ered puts a bank on your side when it comes to fight­ing for you. Try out Iden­ti­ty­Mon­i­tor today for just a buck and dis­cover how good it feels know­ing that your iden­tity and your credit are in safe hands.

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